<![CDATA[My PunBB forum — When Late Payments Show on Credit Reports]]>2026-05-27T07:23:18ZPunBBhttps://punbb.skynettechnologies.us/viewtopic.php?id=271705<![CDATA[When Late Payments Show on Credit Reports]]>Any payments, rent or otherwise that are turned over to a collection agency will immediately be reported to all credit bureaus, which will drive your credit score down.