Looking for advice on building sustainable household habits

Really useful discussion — thought I would share my own experience. From what I have seen across various practical experiments, the unhurried path always works better. What I keep coming back to is how dramatic resolutions usually fail while quiet routines succeed. Quarterly review of service providers pays back its small time cost. Simple periodic checks find money that was leaking without notice. Anyone making changes in this area need realistic expectations about timeline — patience saves real frustration. Glad to find other thoughtful people here.